At DeBofsky, Sherman & Casciari, PC , we handle bad faith denials of insurance claims throughout the U.S. With more than 30 years of experience, Mark D. DeBofsky is one of the most respected and sought after ERISA and disability insurance lawyers in the country. Our team in Chicago, Illinois, is on top of your case from day one, and each of our attorneys possesses the experience needed to aggressively protect your rights and benefits under disability insurance laws.
Countering Bad Faith Disability Insurance Practices
Bad faith practices may result if your insurance company lacks a reasonable basis for denying disability benefits or other types of insurance claims rather than abiding by the duties you might expect them to uphold. In most cases, insurance companies will work to limit disability payments to their insureds to the furthest extent possible. This commonly takes the form of discontinuing short-term disability benefits or denying or prematurely terminating the payment of long-term disability benefits, long-term care insurance benefits or accidental death and dismemberment benefits.
If your benefits are denied, discontinued, delayed or diminished, you should consult with one of our attorneys immediately. There is a very good possibility that your insurer is bending or violating the law to avoid paying your long-term benefits.
When we file a bad faith insurance lawsuit on your behalf, we prepare your case accounting for the differing perspectives of your insurer, employer, doctors (yours and the insurance company's), other medical experts and your own. We prepare your case for victory through negotiation and litigation. We are prepared to appeal to the highest court of appeals, and even the Supreme Court, if necessary, and we aim to hold the insurance company accountable for bad faith tactics such as:
- Inaccurate disability payments
- Claim denials based on insufficient or inadequate evidence, improper evaluation of medical records or misrepresentation of facts
- Ignoring or withholding evidence supporting your claim of a valid medical problem
- Employing biased doctors or medical examiners to support claim denials
- Delaying the disability claim process or failing to pay a claim in a timely manner
- Canceling your policy or benefits once a claim is made
- Ignoring expert opinions that would lead to paying out a disability claim
There are a variety of other tactics an insurance company may use to deny your disability claim. The consequences can put you and your family in a position of heavy financial burdens and mounting medical debts, possibly leading to bankruptcy.
Call us immediately if your insurance company is not supportive or if your claim has been denied.
Contact DeBofsky, Sherman & Casciari, PC | We Can Help You Today
Call us at 312-702-1842 or 800-237-5182, or send us an email to speak with an attorney or receive a case evaluation.