|
Disability Benefits Denied
Have you had your disability benefits denied? Disability insurance policies are complex and contain numerous provisions designed to limit the amount of benefits you receive. An experienced disability attorney can help you understand the provisions of your policy and help you to get the maximum benefits. The Two Types of Disability Insurance
Regardless of the source of insurance coverage, all disability insurance can be divided into two types, "general" and "occupational." Social Security disability insurance is a primary example of what would be classified as "general" coverage. In order to qualify for benefits the insured must establish an inability to perform the duties of any occupation. Occupational disability insurance insures against the inability to perform the significant duties of one's own occupation. In some instances, occupational disability insurance is further defined as one that insures against the inability to perform one's particular specialty; i.e., "accountant." One of the complexities dealt with in the denial of occupational disability claims is brought up when one has more than a single occupation; i.e., accounting and teaching. If the insured is able to perform the duties of one of the occupations and not the other, benefits may not be payable. Have You Had Disability Benefits Denied?
If you have had your disability benefits denied, an experienced
disability attorney can help you. We at Daley, DeBofsky and Bryant
offer you more than 50 years of combined expertise in disability law
and can help you if you have had your disability benefits denied. We
have successfully represented hundreds of clients and have obtained
ground-breaking court decisions that have set precedents in the
legal and insurance fields. If you have been denied your disability
benefits, please contact us today for a free initial evaluation at:
1-312-372-5200 or via e-mail at
info@ddbchicago.com.
 |
