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Law Regarding Long Term Disability
The law regarding long term disability benefits is exceedingly complex. To begin with, there are many different entities you might have to deal with. You could have private insurance, insurance paid by your employer and covered under ERISA (the Employee Retirement Income Security Act) or disability benefits administered by the Social Security Administration. Coordinating claim applications and benefits among these entities is difficult enough, but each entity may have its own definition of what constitutes a long term disability. Each entity will have its own rules, guidelines and deadlines, too. Insurance companies are feeling the pinch of higher medical costs, and to protect their own interests, they are routinely denying or terminating valid disability claims. In the notorious case of UnumProvident, as reported on 60 Minutes, the country's largest insurer set monthly goals for how many claims should be denied! You turn to medical experts for help with your physical problems, and you should enlist expert legal advice when it comes to dealing with legal problems. Daley, DeBofsky and Bryant specializes in disability law and has years of experience and expertise to bring to bear on your case. This firm knows the tricks the insurance companies use and how to block them. These attorneys know your rights and how to get them. Statistics show that those claimants who are represented by an attorney have a significantly lower percentage of cases denied and significantly higher settlements. You owe it to yourself to do everything you can to secure your future after you have been disabled. Start by calling (312) 372-5200 or e-mailing info@ddbchicago.com today. Or send a letter to Daley, DeBofsky and Bryant, 55 W Monroe Suite 2440 Chicago, IL 60603.
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