Purchasing life insurance/accidental death and dismemberment (AD&D) insurance is a wise decision in planning for the unexpected. In the event that you die prematurely or are killed or maimed in an accident, you should be able to count on your life insurance policy to pay out for your beneficiaries. Even when insurance companies assert exclusions from coverage such as suicide, drug overdose, or death while driving under the influence of alcohol or other substances, there may be exceptions that would permit you to recover benefits that are due.
Our Straightforward Service
It takes an experienced life insurance attorney to examine the details of your claim, build a case for appeal if your insurance claim has been denied and be able to successfully challenge claimed exclusions to coverage.
We go to great lengths for our clients, and we are committed to examining every aspect of each case that we handle in great detail. With more than 30 years of legal experience and a proven record of success in insurance and benefits denial cases across the U.S., our Chicago, Illinois, law firm will help you take all the right steps in the application, appeal and litigation process. We will protect your rights and aggressively advocate for your full compensation.
We work with all types of beneficiaries, including personal representatives, trustees and executors of estates to appeal and litigate life/AD&D insurance claim denials, delays and discontinuations.
Getting The Benefits And Payments You Deserve
Insurance claims are often denied because of alleged errors made in the application process or in failing the claim for benefits. The insurance company may accuse you of misrepresentation, nonpayment of premiums or fraud. It may dispute the cause of death or dismemberment, and it may attempt to mischaracterize the terms of the insurance policy.
We help you in the following ways with comprehensive support in all aspects of your claim:
- Assistance and advice in properly filing the claim
- Investigation of accident scenes and deaths in collaboration with medical, accident reconstruction and other relevant experts
- Close examination of your insurance policy and all applicable revisions
- Preparing your claim and guiding you through the administrative appeals process
- Filing a lawsuit and handling all aspects of litigation if your appeal is unsuccessful
- Taking your case to the U.S. Courts of Appeals if warranted
Do not accept a claim denial or an initial reduced settlement offer at face value. Speak with one of our experienced attorneys about your legal options today.
Contact DeBofsky, Sherman & Casciari, PC For An Attorney Consultation
Call us at 312-702-1842 or 800-237-5182, or send us an email to speak with a lawyer.