We have all seen the letters in the mail. Your employer is updating their benefits policies, and by law, you are required to receive notification summarizing the changes. These notices contain a lot of legal jargon and fine print, and you probably threw them away without much more than a cursory glance. Although these updates are often difficult to understand, they can go far in explaining how your benefits are changing, and small changes can add up. How can you stay on top of these changes to ensure your benefits are optimized for the future?