Our Mission: Getting You the Benefits You Deserve
DeBofsky Sherman Casciari Reynolds P.C. is Chicago’s largest law firm dedicated solely to the representation of ERISA benefits claimants in matters relation to retirement/pension plans and disability, life, health, and long-term care insurance. Founded in 2013, our mission is to level the playing field for claimants seeking benefits from large insurance companies and corporations. To achieve this, we hold ourselves to the highest standards of legal advocacy and ethics. Our professionalism and deep knowledge of insurance and benefits law enable us to go toe-to-toe with the big firms and deliver results for our clients.
We Don’t Just Follow the Law. We Make the Law.
Sometimes getting you the benefits you deserve requires changing the law to make it work for the people the law was intended to protect. If the insurance company or ERISA plan administrator wrongfully denies your claim, we will take your case to judgment; and if we lose, we will appeal, assuming reasonable grounds for appeal exist.
We Don’t Take No for an Answer.
We pride ourselves on challenging the status quo, even if precedent is against us. Our founding partner, Mark DeBofsky, has 95 appellate decisions to his name; and many of our cases have helped advance the law in favor of policyholders and ERISA plan participants and beneficiaries.
Our Advocacy Efforts Extend Beyond the Courtroom.
At DeBofsky, we don’t just talk the talk – we walk the walk. We do this by lobbying for reform to existing laws in Washington D.C., Springfield, and beyond. Thanks in large part to our lobbying efforts, Illinois became one of the first states to ban discretionary clauses in health and disability insurance policies. 50 Ill. Admin. Code § 2001.3. Our firm then defended that law from attack in a dozen district court decisions and in the U.S. Court of Appeals for the Seventh Circuit. See Fontaine v. Metro. Life Ins. Co., 800 F.3d 883 (7th Cir. 2015).
Fighting for Parity.
Our firm has been instrumental in helping to pass mental health parity legislation in Illinois. In 2016, Mark DeBofsky approached Illinois legislators about amending the Illinois Insurance Code to require health insurers to provide coverage for eating disorders. That bill was signed into law in 2017. 215 ILCS 5/370c(b)(2)(K).
Our lawyers have testified before Congress and the U.S. Department of Labor to demand changes to ERISA to ensure it continues to protect the rights of plan participants and beneficiaries. Read Mark DeBofsky’s prepared remarks for the Senate Finance Committee here.
Disabilities Policies ERISA Ruling
DeBofsky Sherman Casciari Reynolds P.C., recently won a remand from the U.S. Court of Appeals for the Seventh Circuit in Hennen v. Metro. Life Ins. Co. Susan Hennen suffered from chronic low back pain radiating into her legs, despite having undergone three back surgeries…
Fibromyalgia ERISA Ruling
DeBofsky Sherman Casciari Reynolds P.C., along with Bridget O’Ryan and O’Ryan Law Offices won a victory in the U.S. Court of Appeals for the Seventh Circuit on May 18, 2017 in the case of Cathleen Kennedy v. Eli Lilly & Co. The case involved a disability benefit claim…
Accidental Death Insurance Benefits
On December 13, 2016, the U.S. Court of Appeals for the Seventh Circuit issued a ruling in the case of Prather v. Sun Life. The case, which involved a claim for accidental death insurance benefits, overturned a lower court ruling denying Lee Ann Prather’s claim and ordered Sun Life to pay the full amount…
“You kept me grounded and I always left your office better than I entered.”
“Mr. DeBofsky, Thanks again for all your help and especially your positivity and confident demeanor throughout this stressful unpredictable process. The consistency in your approach and the way you made yourself personally available to me on short notice is beyond words. You kept me grounded and I always left your office better than I entered. I truly am writing this brief note with tears in my eyes. Please pat yourself on your back and go to sleep tonight knowing you create life changing events.”
Carlos D | Client
Understand the Law. Know Your Rights.
When you are ill and a doctor recommends a course of treatment, you naturally assume that your health insurer will reimburse the cost. That is not always the case, though, and it is not uncommon for benefits to be denied, especially if the costs are high. Examples...
Increasing awareness of federal requirements for equal health insurance coverage of mental and physical conditions has led to a spate of litigation relating to health insurance denials. In Christine S. v. Blue Cross Blue Shield of New Mexico, 2019 WL 6974772 (D. Utah,...
Courts continue to permit plaintiffs to plead simultaneous claims for benefits and breach of fiduciary duty under ERISA
Ever since the Supreme Court’s ruling in Varity Corp. v. Howe, 516 U.S. 489 (1996), courts have grappled with whether plaintiffs who file suit under the Employee Retirement Security Act of 1974 (“ERISA”) can plead simultaneous claims for benefits under § 502(a)(1)(B)...