With the exception of highly sensitive national security matters, as well as juvenile justice proceedings, courtrooms in the United States are open to the public. In addition to attending trials and hearings, all court filings are also accessible to anyone […]
If an illness or injury has impacted your ability to work, disability insurance can protect you and your family from financial hardship by insuring a portion of your lost income. Even if you have a disability, you may still be able to work […]
Many medical conditions that result in a disability cause an individual to be disabled not on account of medical test findings, but due to the symptoms caused by the disabling impairment.[…]
A concurrence to a Sept. 22 opinion issued by the U.S. Court of Appeals for the Fifth Circuit[1] in a case involving a health insurance raises serious concerns about the manner in which courts review benefit claim denials under the Employee Retirement Income Security Act […]
If you suffer from chronic pain or another disabling condition, you probably take medication to manage your symptoms. Medications often come with side effects, including drowsiness, dizziness, confusion, and memory loss. Those side effects can be just as impairing on your ability […]
There is no shortage of new and interesting employee benefits court decisions. And there is no shortage of new and interesting decisions that do not directly impact employee benefits but have a significant indirect impact […]
Given social media’s significant presence in our everyday lives, it is not surprising that disability insurers aim to keep tabs on their disability benefit claimants and recipients. In fact, your receipt of disability benefits can be directly and negatively impacted by your social […]
Receipt of disability benefits raises several tax issues. The resolution of such matters concerning disability benefits is often unclear and can sometimes be highly complex. For that reason, this blog is not intended to be an exhaustive discussion of the potential issues […]
Should there be jury trials in Employee Retirement Income Security Act benefit denial cases? A recent ruling from the U.S. District Court for the Southern District of Ohio, Phillips v. Sun Life Assurance Co. of Canada,[1] has reopened the debate […]
Covid-19 has not just raised a host of medical challenges for the medical profession. In addition to public health questions that have resulted from doctors being faced with a novel virus that has behaved differently from other diseases encountered by medical science, Covid has also raised several questions about various kinds of insurance […]
Unlike most industrialized countries, the U.S. does not provide universal government-sponsored health insurance coverage to all of its citizens and residents. Instead, most Americans receive coverage through their employer, while older Americans and people of lesser means receive either Medicare or Medicaid benefits. […]
Suppose you cannot work due to an illness or injury and are fortunate to have long-term disability coverage through your employer. In that case, you will want to do everything in your power to maximize your chances of getting your LTD application approved and minimize the disruption to your income […]