Seattle’s Employee Benefits Lawyer
DeBofsky Law
3101 Western Ave, Suite 350
Seattle, WA 98121
Phone: (206) 333-2696
DeBofsky Law is a top-rated employee benefits law firm concentrating exclusively in challenging employee benefits, disability insurance benefits (STD/LTD), and other insurance denials. Our firm serves residents of King County and Washington state from our downtown Seattle office. We handle benefits matters at all levels, from the initial application and pre-suit appeals to litigation and the court of appeals. Whether you are beginning to think about applying for benefits or have already applied and been denied, our skilled attorneys can assist at every step of the process. Call us today for an initial consultation.
Send Us an Inquiry
Speak with one of our attorneys today to discuss your legal options.
Advocates for Your Benefits
Start by Putting an Experienced Team of Benefits Lawyers on Your Side
We will vigorously fight for your benefits and not back down.
We recommend strategies specific to your circumstances.
We treat our clients with compassion and unparalleled support.
You get top notch legal counsel and an experienced team to defend your rights to your benefits.
Respected Employee Benefits Lawyers – We Set the Bar
We fight for our clients at all levels of the courts against their employers, insurance companies, benefit plans, and fund managers to get the disability, healthcare, pension, and other employee benefits they are entitled to receive. With nearly 100 appellate decisions to our name, we set the bar in ERISA litigation.
Million Dollars Recovered
Clients Assisted
Yrs of Combined Experience
Skilled Attorneys
Years Teaching Benefits Law
Appellate Decisions
Experienced Team of Employee Benefits Attorneys
When you are unable to work due to disability, you already have enough stress in your life, between wondering how you will pay your medical bills while also providing for your family and other obligations on a reduced income. The sudden and unjustified denial of your benefits by a profit-driven insurance company can be devastating to your finances and mental health. The experienced disability attorneys at DeBofsky Law will take the legal burden off your shoulders, allowing you to focus on your recovery and other important matters in your life. Our personalized services ensure that you are given the time, attention, and effort you and your case deserve.
For over 40 years, our benefits attorneys have the track record of winning cases for our clients in and out of the courtroom in all matters involving insurance benefits, including group disability policies, benefits governed by ERISA, or individual insurance policies. We have seen it all. We treat each case with compassion, and fight for you every step of the way to protect your rights and benefits.
Insurance benefits and ERISA cases can be technical and confusing. To effectively fight a denial by an insurance company, you need an attorney who is deeply knowledgeable about the legal and personal matter at stake and has the courtroom experience to mount an effective strategy.
If you have questions or have been denied benefits in any of these areas, we can help you.
Disability Insurance
Let us deal with insurance company denials so you can focus on your health and other important matters.
Long Term Disability Insurance
When disability is prolonged, it’s even more important to fight insurance company denials and protect your income. Our long term disability insurance attorneys will effectively help you appeal LTD insurance denials.
Short Term Disability
Being off work for even a short period of time can derail your finances. Don’t let the insurance companies get away with it.
ERISA
The federal ERISA statute is complex. We know how to use ERISA to hold employers and insurance companies accountable.
Individual Disability Insurance
You paid the premiums. We hold the insurance company to its promise to pay, so you get your rightful benefits.
Retirement & Pension
Protect your nest egg from employer error, excessive fees, and other fiduciary misconduct.
Life Insurance & AD&D
When tragedy strikes, we fight to ensure the survivors get the benefits they are owed.
Mental Health Disability
In times of a mental health crisis we are a trusted advisor that can help you navigate the insurance company red tape.
Health Insurance
If you or a loved one falls ill, we can ensure your insurance company covers the care you need.
We Handle a Variety of Medical Disability Conditions
A Few of the Disabilities We Cover
Back & Neck Pain
Back/Neck Injury, Degenerative Disc Disease, Kyphosis/Scoliosis, Spinal Stenosis, Spondylolisthesis, Arachnoiditis, Radiculopathy, Foraminal Stenosis, Radiculopathy, Myelopathy, Spinal Tumor, Chiari Malformation
Cognitive Impairment
Brain Injury, Chronic Traumatic Encephalopathy, Stroke, Head Injury, Concussion, Dementia, Multiple Sclerosis (MS), Parkinson’s Disease, Chronic Traumatic Encephalopathy, Stroke, Migraine Headaches, Medication Side Effects
COVID-19 Disabilities
Fatigue, Brain Fog, Reduced Endurance, Confusion, Memory Loss, Headaches, Joint Pain, Dizziness, Shortness of Breath, Muscle Aches
Cardiac Disabilities
Heart Attack, Heart Disease, Coronary Artery Disease, Ischemia, Deep Vein Thrombosis, Stroke, Arrythmia, Hypertension, Heart Failure
Fibromyalgia & Fatigue
Fibromyalgia, Chronic Fatigue, Thyroid Disorder/Hypothyroidism, Hashimoto’s Disease
Hearing Disorders
Inner Ear Infection, Meniere’s Disease, Vertigo, Vestibular Disorder & Tinnitus
Autoimmune Disorders
Immune System/Autoimmune Disorders – Lupus, Rheumatoid Arthritis, Myasthenia Gravis, Addison’s Disease, Graves Disease, Pemphigoid, HIV/AIDS
Respiratory Disorders
Pulmonary Disease – Chronic Obstructive Pulmonary Disorder, Emphysema, Pulmonary Embolism, Asthma
Joint Degeneration
Arthritis, Degenerative Joint Disease, Osteoarthritis, Rheumatoid Arthritis
Cancer
Chemotherapy, Radiation, Lymphedema, Lymph Node Removal, Chemo-Fog, Side Effects from Cancer Surgery
Digestive Disorders
Crohn’s Disease, Irritable Bowel Syndrome, Gastroenteritis, Diverticulosis, Pancreatitis, Cirrhosis, Liver Disease
Clotting Disorders
Clotting Disorders, Deep Vein Thrombosis, and Lymphedema, Coagulation, Edema
What Our Clients Say
This law firm is incredible! They always responded to my emails and I never felt rushed nor did I feel like my questions were unimportant. They were also very good at keeping me up to the minute with my case. I highly recommend DeBofsky Law
Highly competent, thorough, detailed, savvy, and determined is how I would describe my attorney, Marie Cascairi. A professional of the highest caliber of integrity and a lovely and caring human being. You would be fortunate to have her represent you.
Marie Casciari was exceptional! We could not have asked for a better attorney or outcome to our lawsuit. We did not know what to expect when we filed a lawsuit against our health care provider for denying residential treatment coverage for our child. Ms. Casciari helped explain each step of the process and promptly provided updates as the lawsuit progressed through the court. She did outstanding research to ensure she was prepared for each court appearance. She also did an excellent job of anticipating how the judge would react to each stage of the litigation. We were pleasantly surprised with the outcome and would highly recommend Ms. Casciari.
Employee Benefits Lawyers
Why should I hire an attorney to handle my appeal?
An experienced attorney can help identify what went wrong with the claim and compile additional evidence necessary to perfect your appeal. An experienced attorney is best equipped to present all the critical evidence and will make the type of compelling arguments that are necessary for the claim decision to be overturned. Even if the appeal is unsuccessful, an attorney-drafted appeal letter will best prepare the claim for litigation, if necessary. Insurance companies often write denial letters in vague and confusing terms, and it may not be immediately apparent what additional evidence is needed to perfect your appeal. The insurer or plan administrator may even reject the evidence you provide based on new rationales. The attorneys at DeBofsky Law have handled thousands of appeals and can decipher the meaning of vague or obtuse denial letters based on their extensive experience. That institutional knowledge also helps the attorneys at DeBofsky spot issues and anticipate problems to avoid future denials.
How much does it cost?
Our firm handles most benefit denial appeals and litigation on a contingency fee basis, meaning you do not pay a fee unless we win or settle your case (though you are responsible for out-of-pocket costs either way). If we are successful in obtaining a reversal or settlement, we charge a percentage of the benefits recovered. We are unique among our competitors in that we do not charge a percentage of future benefits for successful claim appeals. We believe that, after our representation has concluded, that money belongs to you. We also offer hourly and flat fee arrangements in certain circumstances, and free case evaluation consultations in most instances. Call us today for a free phone consultation regarding your disability or other denied benefit claim.
If your firm is in Seattle and Chicago, can I hire you to handle my case in another city or state?
ABSOLUTELY. Experience matters much more than location when it comes to disability insurance benefits and other ERISA litigation matters. This is a specialized area of law, so you do not want to hire a local attorney with no experience in this area of the law. The insurance company you will be fighting likely will not be hiring a lawyer from your hometown either. We have represented clients in 37 states, as well as Washington D.C. and abroad. We welcome the opportunity to discuss your case with you, no matter where you live.
How to choose a disability benefits lawyer
When deciding who to hire to handle your disability insurance benefits claim, you should ask how many disability claim appeals the lawyer has personally handled and, of those cases, how many he or she took to court. You should also ask how many times the lawyer has litigated a case to judgment. Many disability lawyers will only handle the claim appeal, leaving you scrambling to secure representation if the appeal is denied. Others may try to settle your case pre-suit, but that is not always in your best interest. Pay attention to how quickly the attorney calls you back, how closely they listen to you, the questions they ask, and their bedside manner. For more information, visit: What to Expect When Hiring a Lawyer for a Disability Insurance Claim.