“I feel very fortunate to have found you, the top LTD law team in Chicago.”
“Thank you for all the work you did on my behalf to win the my LTD appeal! This time, from in-person interview to denial to appeal submission, has been challenging and you were always there. You answered my questions and concerns with expert knowledge and still with empathy. I know this experience would have 10x harder without your help. I feel very fortunate to have found you, the top LTD law team in Chicago.”
L. E. M. | Client
Understand the Law. Know Your Rights.
It is a generally accepted tenet in litigation under the Employee Retirement Income Security Act that claimants challenging benefit denials must first exhaust prelitigation claim appeals as a condition precedent to filing suit. While an administrative exhaustion requirement applies to claim exhaustion, whether ERISA claimants are barred from raising new issues in court that were not previously asserted in their claim appeals remains open to question. […]
A recent ruling from the U.S. Court of Appeals for the Eighth Circuit involving accidental death insurance addressed the meaning of the word “crime” in a policy exclusion. […]
Navigating a denial of your private health insurance claim at a time when your focus is on receiving the medical care you need can seem like an uphill battle with your insurance company. Healthcare claims are often complex. It is important to consult with a lawyer who focuses on health insurance claims and possesses the expertise and knowledge to get your claim approved and prevent you from being stuck with a medical bill that your health insurer should pay. […]