Author: Martina Sherman

How long does disability retirement last?

If you suffer a disabling injury or illness and are a government employee or participate in a defined benefit pension plan, such as through a union, you may be eligible for a disability retirement pension, as distinct from or in conjunction with disability insurance.  Disability pensions provide monthly payments to workers who are not yet […]

Why do I need long term disability insurance?

It’s estimated that one in four people entering the workforce today will experience a disability lasting a year or more before they reach retirement age.  Many of those impacted are eligible for Social Security disability benefits, but Social Security disability insurance has many limitations.  First, it typically provides only 50% income replacement, and benefits are […]

Reflections on the Americans with Disabilities Act at age 30

This month marks thirtieth anniversary of the passage of the Americans with Disabilities Act of 1990 (“ADA”), 42 U.S.C. § 12101 et seq., a landmark piece of civil rights legislation that prohibits discrimination on the basis of disability. The ADA requires that people with disabilities be granted equal access to employment, public services, and public accommodations.  […]