Most group disability insurance policies define “disability” as the inability of the insured to perform the duties of their regular occupation on account of sickness or injury. However, that standard typically applies only for the first 24 months the insured is eligible to receive benefits. […]
Living with a pulmonary disorder can be challenging, not only due to the physical symptoms but also because of the potential financial impact if the condition prevents you from working. For patients with pulmonary disorders, disability insurance can provide crucial financial support. […]
Living with a pulmonary disorder can be challenging, not only due to the physical symptoms but also because of the potential financial impact if the condition prevents you from working. For patients with pulmonary disorders, disability insurance can provide crucial financial support. […]
Every disability insurance benefit claimant needs to have a doctor certify their disability to the insurance company as a condition of receiving disability benefits. Treating doctors fulfill a critical role in conveying information to the insurance company about the claimant’s diagnosis, treatment, and how their patient’s condition affects their ability to work. […]
If you have been diagnosed with an autoimmune disorder and it is impacting your ability to work, you may qualify for disability benefits based on your condition. Disability benefits protect your income if you cannot continue working due to your medical condition. […]
Understanding the length of time you can receive disability benefits is crucial for financial planning and managing expectations. The length of time you can receive disability benefits is dependent on several factors which are all spelled out in your policy. […]