How Do Insurance Companies Evaluate Short-Term and Long-Term Disability Claims?
Both short-term and long-term disability claims are evaluated using a variety of factors to determine if an individual is eligible to receive benefits. […]
Depression Due to Physical Impairments Can Place Disability Claimants in a Catch-22
If you suffer from chronic pain, fatigue, and other symptoms severe enough to interfere with work, there is a good chance you also suffer from depression, anxiety, and other mental health problems. […]
Can I Apply for Long-Term Disability Benefits If Short-Term Disability Benefits Are Denied?
A common misconception among disability claimants is that you must apply for and receive short-term disability benefits to be eligible for long-term disability benefits. That seems logical but rarely is it true in practice. Most short-term and long-term disability plans are administered according to separate plan documents, and those plan […]
Easing the Burden of Disability Insurance Paperwork
You may feel relief once your claim for long-term disability (“LTD”) benefits are approved. It is a grueling process, and you finally see some light at the end of the tunnel. […]
Mark D. DeBofsky to Speak at CBA Seminar on LTD and Social Security Law
Mark D. DeBofsky, Founder of DeBofsky Law, is to speak at the upcoming Chicago Bar Association (CBA) Committee meeting on January 19th, 2023, at 12:15 – 1:15 PM.
All the Ways in Which a Disability Benefits Claim Appeal Can Go Wrong
You worked hard on your long term disability appeal. Hopefully, you followed our LTD claim appeal best practices when preparing your appeal. Maybe you followed our advice and hired an attorney to prepare the appeal for you. Now, the appeal is in the insurer’s hands. Despite your preparation, it is still possible for the appeal to go awry after it is submitted to the disability insurer. […]