Long Term Disability

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What Can You Do if Your Doctor Will Not Complete Your Disability Claim Forms?

If you suffer from a severe illness or have an injury that interferes with your ability to work, you may need disability benefits. Whether you are applying for short-term disability (STD), long-term disability (LTD), or individual disability insurance (IDI) benefits, it is critical that your doctor(s) complete specific paperwork to support your claim. […]

What Happens When Insurers Disregard Treating Physician Assessments

Your cardiologist who has treated you for years says you cannot work. The insurance company hires a doctor who spends limited time reviewing your file. This reviewer never examines you yet overrides your doctor. As a result, your disability benefit claim is denied. This happens thousands of times daily across the country, leaving disabled individuals without the benefits they paid for and desperately need. […]