Field interviews with disability insurers are an inherently nerve-wracking experience. These interviews play a crucial role in determining eligibility for disability benefits, making it essential to approach them with caution and preparedness. […]
Long Term DisabilityBack to Insights
When a person is unable to work due to a disabling injury or medical condition, obtaining benefits under an individual disability income insurance (IDI) policy or a group long-term disability (LTD) insurance policy is of a major concern for financial stability. The claims process is often foreign for disabled claimants. Filling out the forms and continuing to receive medical tests and treatment often seem like the only steps a person needs to take to obtain LTD benefits for a valid claim.
Diabetes, affecting roughly 38.4 million Americans or 11.6% of the U.S. population, is not just a health condition — it’s a reality that shapes lives. This number is further bolstered by the 97.6 million American adults, representing 38% of the adult population, who are living with pre-diabetes. […]
Group disability insurance offers financial protection by providing income replacement in the event of an individual’s inability to work due to illness or injury. […]
For cancer patients, the battle against this formidable disease involves not just physical and emotional challenges, but also significant financial concerns […]
There are over 1.3 million lawyers in the U.S. today, but when you’ve been wrongfully denied a critical benefit, how can the average person figure out how to choose the right lawyer to handle your case? […]