The Appeal You File Now Is the Case You Get Later

The Wall Street Times recently profiled our founding partner, Mark DeBofsky, and his four decades representing people whose disability, life, and accidental death benefits were denied. You can read it here: How Mark DeBofsky Is Helping Policyholders Pursue the Insurance Benefits They Were Promised. One line in it deserves more room than a profile can […]

The ERISA “Administrative” Record: How to Build the File That Wins Your Disability Appeal

If your long-term disability benefit claim was just denied, your first instinct is probably to gather more records and send them to the insurance company with the expectation that a little more evidence will suffice. That instinct is the right one, but the stakes are higher than most people expect. In most ERISA disability cases, […]

How Can I Tell If My Benefit Plan Is Governed by ERISA?

ERISA is an acronym for the federal Employee Retirement Income Security Act of 1974. Most people have never heard of ERISA, but its comprehensiveness impacts the vast majority of American workers and their dependents. The original intent behind ERISA’s enactment was to remedy pension plan abuses; however, just prior to Congress’ passage of the ERISA law, the scope […]