Disability Insurance Benefits for Neurodegenerative Diseases: Claimant’s Guide
Neurodegenerative diseases, such as Alzheimer’s, Parkinson’s, and multiple sclerosis, can severely impact an individual’s ability to work. Neurodegenerative diseases make up a significant percentage of disability claims. […]
How Do Disability Insurers Define “Any Occupation?”
Most group disability insurance policies define “disability” as the inability of the insured to perform the duties of their regular occupation on account of sickness or injury. However, that standard typically applies only for the first 24 months the insured is eligible to receive benefits. […]
Navigating Long-Term Disability Benefits for Chronic Fatigue Syndrome: A Claimant’s Guide
Living with Chronic Fatigue Syndrome (CFS), also known as myalgic encephalomyelitis (ME), can be an isolating and challenging journey. The debilitating symptoms can impact every aspect of life, making even simple tasks feel like insurmountable obstacles. […]
Mastering U.S. Long-Term Disability Benefits Abroad
Many U.S. citizens and foreign nationals working abroad find themselves navigating the complex landscape of long-term disability (LTD) benefits. But does the ERISA law apply to U.S. residents living abroad or to non-U.S. residents living outside the United States? […]
Can a Disability Rating from the Veterans Administration Help My Long-Term Disability Insurance Claim?
Many veterans have incurred service-related disabilities while serving their country. While wounds, injuries, and illnesses incurred while in uniform can be severe enough to lead to the servicemember’s discharge, in many instances, the toll of a service-connected condition may not manifest until years later and may either be the reason for a long-term disability insurance claim or a factor in such a claim. […]