Most disability insurance policies distinguish between disabilities that are due to medical conditions and those that result from behavioral health disorders. For the latter category, benefit payments are typically limited to a maximum of 24 months, while payments for disabilities resulting from medical conditions can continue until the claimant reaches Social Security retirement age. […]
While it is not completely impossible to simultaneously seek disability insurance benefits while also alleging disability discrimination, doing so is fraught with peril for the reasons discussed below. […]
While there are many different medical conditions that can prevent an individual from working, one of the more significant reasons is their reduced ability to see. […]
Neurodegenerative diseases, such as Alzheimer’s, Parkinson’s, and multiple sclerosis, can severely impact an individual’s ability to work. Neurodegenerative diseases make up a significant percentage of disability claims. […]
Most group disability insurance policies define “disability” as the inability of the insured to perform the duties of their regular occupation on account of sickness or injury. However, that standard typically applies only for the first 24 months the insured is eligible to receive benefits. […]