A Guide to Accidental Death Insurance Claims
Accidental death insurance is a form of life insurance that pays indemnity of the insured dies in an “accident.” The most generally accepted definition of what constitutes an “accident” is that death is both sudden and unexpected. […]
Cause of a Cause’ too Remote to Trigger Life Insurance Exclusion
Proximate causation is a key issue in tort litigation, but it is also an important issue in accidental death insurance claims, as shown by a recent ruling from a federal court in Texas. […]
Courts Should Follow 8th Circ. On ERISA Procedure Rules
There is no provision in the Employee Retirement Income Security Act of 1974 mandating that claimants must exhaust internal appeals as a precondition to filing a lawsuit to challenge a claim denial. Nonetheless, most courts have required claimants to exhaust prelitigation appeals before their cases may be heard in court. […]
9th Circ. Accidental Death Ruling Raises Critical ERISA Issue
What is an accident? When it comes to accidental death insurance, that question is often difficult to answer. However, the U.S. Court of Appeals for the Ninth Circuit offered its thoughts on the question in Wolf v. Life Insurance Co. of North America […]
COVID Brings Disability, Accidental Death Coverage Questions
Covid-19 has not just raised a host of medical challenges for the medical profession. In addition to public health questions that have resulted from doctors being faced with a novel virus that has behaved differently from other diseases encountered by medical science, Covid has also raised several questions about various kinds of insurance […]