Fiduciary Duties

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How Denial of Autism Care Coverage Can Breach ERISA Duty

According to statistics compiled by the Centers for Disease Control and Prevention, about one in 54 children has been diagnosed with autism spectrum disorder, which is considered a developmental disability associated with social, communication and behavioral issues. Although there is no known cure for autism, children with autism may be helped with behavioral treatment such as applied behavioral analysis, or ABA, and early intensive behavioral intervention, or IBT, a subtype of ABA treatment. […]

Federal Judge Found Insurance Giant Breached Its ERISA Fiduciary Duties and Violated Illinois Law

Approximately 50 percent of Americans receive health insurance through their employer,1 making most of those plans subject to The Employee Retirement Income Security Act of 1974 (“ERJSA”). After passage of the Mental Health Parity and Addiction Equity Act of2008 (“MHPAEA”), the majority of health plans that cover mental health treatment, including large employer -sponsored plans, […]

Review Your Employee Benefits Every Three Years

We have all seen the letters in the mail. Your employer is updating their benefits policies, and by law, you are required to receive notification summarizing the changes. These notices contain a lot of legal jargon and fine print, and you probably threw them away without much more than a cursory glance. Although these updates […]