Mental Health Parity

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H.R. 3758: A Landmark Step Toward Mental Health Parity in Disability Benefits

The introduction of H.R. 3758, the Workers’ Disability Benefits Parity Act of 2025  a major milestone in advancing ERISA mental health disability parity and promoting equal treatment for mental health and substance use conditions in long-term disability (LTD) insurance.  The bill builds on findings from the 2023 ERISA Advisory Council report titled Long-Term Disability Benefits and […]

Why Are Mental Health Disability Claims Denied More Often? Insights from Mark DeBofsky on Main & Wall

Mental health disability claims are denied far more frequently than physical disability claims, creating serious challenges for individuals seeking benefits. In a recent interview on Main & Wall, disability benefits attorney Mark DeBofsky shared his thoughts on why this disparity exists and what can be done about it. Drawing from his expertise, including his appointment by Illinois […]

Ignoring Request for Documents Can Be Costly for Health Insurer

Under the best of circumstances, plaintiffs face a difficult challenge when they seek to overturn health benefit claim denials. But recent developments in litigation involving health benefits — specifically benefits for mental health treatment — have sent a message to health insurers that they need to be more transparent in adjudicating claims. […]