Your condition allows you to work some days, but not every day. Some weeks you push through. Other weeks the fatigue, pain, or flare keeps you in bed. Your insurance company has cited the days you appeared functional to deny your long-term disability claim. This is one of the most common, and most misunderstood, types […]
For many cancer survivors, the hardest part begins after treatment ends. The scans may look good, the cancer may be in remission, and the insurer may assume it is time to return to work. But long-term disability after cancer treatment often turns on something else: functional capacity. If persistent fatigue, neuropathy, cognitive impairment, lymphedema, or […]
ERISA is an acronym for the federal Employee Retirement Income Security Act of 1974. Most people have never heard of ERISA, but its comprehensiveness impacts the vast majority of American workers and their dependents. The original intent behind ERISA’s enactment was to remedy pension plan abuses; however, just prior to Congress’ passage of the ERISA law, the scope […]
There are three occasions when someone would consider hiring a lawyer for a disability insurance claim: Before filing a claim, after a claim has been denied, and prior to filing a lawsuit. […]
There are over 1.3 million lawyers in the U.S. today, but when you’ve been wrongfully denied a critical benefit, how can the average person figure out how to choose the right lawyer to handle your case? […]