Disabling Medical Conditions

Can a Disability Rating from the Veterans Administration Help My Long-Term Disability Insurance Claim?

by Mark Debofsky | Mar 22, 2024 | Disability Insurance, Disabling Medical Conditions, Long Term Disability

Many veterans have incurred service-related disabilities while serving their country. While wounds, injuries, and illnesses incurred while in uniform can be severe enough to lead to the servicemember’s discharge, in many instances, the toll of a service-connected condition may not manifest until years later and may either be the reason for a long-term disability insurance claim or a factor in such a claim. […]

The Real & Complex Basis of Subjective Conditions in Disability Claims

by Matthew Maloney | Feb 29, 2024 | Disability Insurance, Disabling Medical Conditions, Long Term Disability, Short Term Disability

Many disabling medical conditions can be verified by objective testing measures, such as an MRI x-ray, or EMG. However, there are also a number of conditions that cannot be objectively measured. […]

What to Expect at an Independent Medical Examination (IME)

by Matthew Maloney | Feb 5, 2024 | Disability Benefits, Disabling Medical Conditions

Your private disability insurer may require you to undergo what is known as an “independent medical examination” (“IME”). Indeed, most disability insurance policies include provisions that permit the insurer to require claimants to undergo an examination with a physician of its choosing. Whether you receive disability benefits can depend largely […]

Understanding Disability Insurance Claims for Diabetes

by Matthew Maloney | Dec 26, 2023 | Disability Benefits, Disabling Medical Conditions, Long Term Disability, Short Term Disability

Diabetes, affecting roughly 38.4 million Americans or 11.6% of the U.S. population, is not just a health condition — it’s a reality that shapes lives. This number is further bolstered by the 97.6 million American adults, representing 38% of the adult population, who are living with pre-diabetes. […]

Cardiac Conditions and Disability Insurance – A Claimant’s Guide

by Mark Debofsky | Dec 13, 2023 | Disability Benefits, Disabling Medical Conditions

In the area of cardiac conditions and disability insurance, it is important to note that despite advances in cardiac care and treatment, more than one in three American adults suffer from cardiovascular disease; and more than half are under age 60 (See the National Library of Medicine “Cardiovascular Disability Trends”). […]

Understanding Clotting Disorders, Deep Vein Thrombosis, and Lymphedema: Causes, Symptoms, and Treatment

by Matthew Maloney | Sep 23, 2023 | Disability Insurance, Disabling Medical Conditions, Long Term Disability, Medical Conditions, Short Term Disability

Many different medical and psychiatric conditions can serve as the basis for a short-term or long-term disability claim. One such group of conditions is known as blood clotting disorders. Let’s delve into the intricacies of clotting disorders and disability claims. […]