Long-term disability is commonly thought to be associated with physical impairments. Yet, one of the most common causes for disability, migraine headaches, is not strictly physical in nature. Rather, it is a neurological condition. […]
Fibromyalgia is a common yet often misunderstood medical condition that affects approximately four million Americans. Fibromyalgia can be particularly complex within the context of disability benefits. If you are unable to work due to fibromyalgia symptoms […]
Few doctors relish the task of completing disability paperwork. After a long day of treating patients, what physician wants to sit down and respond to a confusing questionnaire or a cryptic report? Worse yet is when the doctor’s words are misrepresented or taken out of context by the insurance company […]
Your private disability insurer may require you to undergo what is known as an “independent medical examination” (“IME”). Indeed, most disability insurance policies include provisions that permit the insurer to require claimants to undergo an examination with a physician of its choosing. Whether you receive disability benefits can depend largely […]
Proving an entitlement to disability benefits on account of headaches can be extremely challenging. Unlike many other disabilities that can be objectively diagnosed by MRI, x-ray, or blood tests, “objective” proof of headaches can be elusive. The proof difficulties can be even more challenging if the benefit plan requires objective medical evidence. How then can […]