As a medical professional, your skills and expertise are invaluable, making it essential to protect your ability to earn an income. Individual Disability Insurance (IDI) is a safety net that can safeguard you financially in the event of a disability that prevents you from practicing medicine. […]
If you suffer from a severe illness or have an injury that interferes with your ability to work, you may need disability benefits. Whether you are applying for short-term disability (STD), long-term disability (LTD), or individual disability insurance (IDI) benefits, it is critical that your doctor(s) complete specific paperwork to support your claim. […]
According to the Centers for Disease Control and Prevention, more than 40% of the adults in the United States have contracted COVID, and nearly one in five of those have experienced symptoms of long COVID. As a recent ruling from a federal court in Washington points out, lawyers get long COVID, too. […]
Calculating disability benefits seems like it should be an easy matter. Yet, determining the amount of disability benefits payable can sometimes be quite complicated. Individual disability benefits are usually easier to calculate than group disability benefits. But the devil is often in the details as the following discussion points out.[…]
Most people’s income and future earnings potential is their most valuable asset. Disability insurance protects your income if you become disabled and can no longer work. Even if you are perfectly healthy today, you never know […]