An essential part of filing your disability insurance claim is the “attending physician statement” or “APS.” The APS is a form designed by the insurance company that your doctor needs to complete in order for you to receive benefits […]
A recent Law360 guest article argued that discretionary clauses in employee benefit plans governed by the Employee Retirement Income Security Act serve a valuable function, and that if efforts to prohibit their inclusion are successful, the statute would be undermined […]
Our firm is proud to sign up as a “Supporting Sponsor” of the UMass Pension Action Center (PAC). The PAC provides free legal services to people whose retirement benefits are wrongly denied and secures retirement benefits through advocacy and education. The PAC has been more critical than ever during the pandemic. As of Q3 2022, […]
Personal injury lawyers are frequently faced with lien claims against their clients’ recoveries brought by health insurers, union welfare funds, and other health benefit plans. Those plans fall within ERISA’s scope as “welfare plans” which are defined […]
What is an accident? When it comes to accidental death insurance, that question is often difficult to answer. However, the U.S. Court of Appeals for the Ninth Circuit offered its thoughts on the question in Wolf v. Life Insurance Co. of North America […]