Author: Mark Debofsky

The Important Role Of Contra Proferentem In ERISA Cases

The outcome of Employee Retirement Income Security Act cases often turns on how courts interpret the meaning of specific benefit plan terms. The recently decided case of Stein v. Paul Revere Life Insurance Company, issued by the U.S. District Court for the Eastern District of Pennsylvania on March 16, illustrates what happens when plan terms are unclear and can have different meanings. […]

A Comprehensive Guide to Understanding Arthritis and Joint Disease Disability Insurance Claims

According to the Centers of Disease Control and Prevention (CDC), the leading cause of disability in the U.S. is arthritis. Arthritis is a name given to multiple conditions that result in joint swelling, inflammation, and stiffness, resulting in pain and dysfunction such as an ability to walk or perform job duties requiring hand use. […]