Author: Mark Debofsky

9th Circ.’s Hasty UnitedHealth Reversal Is Disappointing

The COVID-19 pandemic has affected our health care system in many ways over the past two years. While much of the focus has been on vaccines and treatment, COVID-19 has also caused an increasing demand for mental health treatment, [1] including treatment for substance use disorders. [2] […]

ERISA Ruling Was Right To Seal Sensitive Records

The U.S. judicial system is admired around the world due to the openness and transparency of judicial proceedings. Courtrooms are open to the public, and the pleadings and evidence introduced in court cases are considered public records. However, there are times when access to court proceeding documents need to be balanced with the person’s rights to privacy. […]

What Is an Incontestability Clause?

An incontestability clause is a provision in a life or disability insurance policy that prevents the insurance company from canceling the policy based on misstatements in the policy application after the insurance has been in effect for a certain period of time, usually two years. Most states require the inclusion of such clauses in insurance policies […]