Mark DeBofsky Reveals Hidden Disability Insurance Risks on Income Protection Journal Podcast
Many high-income professionals purchase disability insurance coverage believing it will automatically protect them if they become unable to work. […]
Author: Mark Debofsky
What Happens When Insurers Disregard Treating Physician Assessments
Your cardiologist who has treated you for years says you cannot work. The insurance company hires a doctor who spends limited time reviewing your file. This reviewer never examines you yet overrides your doctor. As a result, your disability benefit claim is denied. This happens thousands of times daily across the country, leaving disabled individuals without the benefits they paid for and desperately need. […]
When Insurers Misclassify Your Occupation: What You Need to Know
If your disability claim was denied because the insurer labeled you as a generic “lawyer” instead of a trial attorney or called you a “physician” when you are a surgeon, your occupation may have been misclassified and can lead to an unjustified benefit denial. […]
Why Do Disability Claims Get Denied?
There are many reasons a disability claim may be denied, and no two cases are identical. However, the following are some common reasons that disability claims are denied, based on our experience […]
When Long COVID Disability Claims Get Denied, We Don’t Back Down, We Lead The Fight
Long COVID is not going away, and for more than a million Americans who still cannot work because of it, neither is the struggle to get the disability benefits they are owed. These are people with real symptoms, real limitations, and very real financial pressure, yet insurers continue to deny claims, pointing to a so-called […]