Author: Mark Debofsky
Post-Traumatic Stress Disorder and LTD Benefits
In recent years, there has been greater recognition of post-traumatic stress disorder, commonly referred to as PTSD. Many veterans returning from overseas conflicts experience PTSD, but the condition is not limited to former military. PTSD may occur following a significant injury or psychological shock and results in persistent mental or emotional distress. According to the […]
Court Parses Difference Between Residual Disability and Total Disability
A decision by the U.S. District Court for the District of New Jersey highlights the difference between residual and total disability.
Insurers Send Payments Directly to Patients Depriving Providers of Reimbursement for Services
America’s healthcare system is complex. Unlike single-payer systems that exist in virtually all other industrialized countries, the U.S. relies on private health insurers to cover healthcare costs, many of which are for-profit companies. The way health insurance typically works in the U.S. is that when a patient sees a doctor or goes to the hospital […]