How to File a Winning ERISA Claim
If you have an employment-related benefit claim, ERISA likely applies to your claim. ERISA claims involve complex rules and strict deadlines that can be challenging and challenging to navigate. […]
Author: Mark Debofsky
How to Successfully Challenge the Denial of an Accidental Death & Dismemberment (AD&D) Insurance claim
A beloved member of your immediate family recently died suddenly in what you believe was an accident. You submitted an insurance claim to recover accidental death insurance and received a surprising denial letter citing one or more policy exclusions. […]
Plan Administrators’ Impact on ERISA Disability Claims
If your disability benefit claim is made under a plan sponsored by your employer, it is typically governed by the federal ERISA (Employee Retirement Income Security Act) law. In ERISA parlance, a “plan administrator” is the party that adjudicates benefit claims. For disability benefits, the plan administrator is typically the insurance company that issued the […]
Return-to-Office Mandates and ERISA Disability Benefits: Navigating a Complex Legal Landscape
The post-pandemic workplace has fundamentally shifted, with remote work becoming a permanent fixture for millions of employees. However, as companies increasingly implement return-to-office (RTO) mandates, a critical question emerges […]
H.R. 3758: A Landmark Step Toward Mental Health Parity in Disability Benefits
The introduction of H.R. 3758, the Workers’ Disability Benefits Parity Act of 2025 a major milestone in advancing ERISA mental health disability parity and promoting equal treatment for mental health and substance use conditions in long-term disability (LTD) insurance. The bill builds on findings from the 2023 ERISA Advisory Council report titled Long-Term Disability Benefits and […]