Celebrating Excellence – DeBofsky Law Recognized in 2025 Best Law Firms® Rankings
We are honored to announce that DeBofsky Law has been recognized for excellence in the 2025 edition of Best Law Firms®, independently produced by Best Lawyers. […]
Author: Mark Debofsky
Understanding Evidence of Insurability in Group Life Insurance: Employer Obligations and Employee Rights
Unlike individual life insurance, which requires rigorous underwriting to assess risk, group life insurance from employers does not require underwriting. Employers offering group life insurance allow new employees to enroll immediately without providing evidence of insurability (EOI). The reasoning is that a new employee is likely to be healthy, and the risk of adverse selection is low. […]
2 Rulings Show How Courts Assess Health Benefit Denials
There have been several important recent developments in how courts are assessing health benefit claims brought under the Employee Retirement Income Security Act. In Dwyer v. United Healthcare Insurance Co.,[1] a case involving a claim for residential behavior health treatment for an eating disorder, the U.S. Court of Appeals for the Fifth Circuit on Sept. […]
Can I Pursue Disability Benefits While Also Alleging Disability Discrimination?
While it is not completely impossible to simultaneously seek disability insurance benefits while also alleging disability discrimination, doing so is fraught with peril for the reasons discussed below. […]
Why Are Mental Health Disability Claims Denied More Often? Insights from Mark DeBofsky on Main & Wall
Mental health disability claims are denied far more frequently than physical disability claims, creating serious challenges for individuals seeking benefits. In a recent interview on Main & Wall, disability benefits attorney Mark DeBofsky shared his thoughts on why this disparity exists and what can be done about it. Drawing from his expertise, including his appointment by Illinois […]