To receive long-term disability (“LTD”) benefits, a claimant must first demonstrate that they satisfy their policy’s elimination period. Therefore, understanding your policy’s elimination period is important because your receipt of LTD benefits is preconditioned on your satisfaction with that elimination period […]
Given social media’s significant presence in our everyday lives, it is not surprising that disability insurers aim to keep tabs on their disability benefit claimants and recipients. In fact, your receipt of disability benefits can be directly and negatively impacted by your social […]
Long-term disability (“LTD”) insurers will sometimes conduct surveillance of benefit recipients and claimants to assess their ongoing entitlement to benefits. Disability insurers will look for video surveillance footage that captures physical activity inconsistent with the claimant’s alleged disability. Naturally, this can be a cause for concern and feel like […]
Navigating a denial of your private health insurance claim at a time when your focus is on receiving the medical care you need can seem like an uphill battle with your insurance company. Healthcare claims are often complex. It is important to consult with a lawyer who focuses on health insurance claims and possesses the expertise and knowledge to get your claim approved and prevent you from being stuck with a medical bill that your health insurer should pay. […]