You filed a long-term disability claim. Your doctors support you. The medical evidence confirms you cannot work. Then the denial letter arrives, and it does not mention your medical condition at all. Instead, the insurer points to a clause in your plan called the “actively-at-work” requirement. It says you were not working on a specific […]
You sit at a desk all day. You work on a computer. You do not lift heavy objects or stand for long hours. So when your claim lands on an adjuster’s desk, the reasoning feels automatic. Your job is sedentary. You can sit. Therefore you can work. That reasoning is wrong and costs thousands of […]
If you suffer from brain fog, difficulty concentrating, or memory problems, and your symptoms interfere with your ability to work, you may benefit from a neuropsychological evaluation. […]
One issue that frequently arises in the realm of disability benefits is whether an employee can continue to receive disability benefits after being terminated from his or her job. Before diving into the issue of disability benefits after termination, it is first important to understand the difference between a medical […]
When an employee needs to be absent from work for more than a brief period, there are two resources they can turn to protect their employment as well as their income – Short-Term Disability (STD) and Family and Medical […]