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Can a Disability Rating from the Veterans Administration Help My Long-Term Disability Insurance Claim?

by | Mar 22, 2024 | Disability Insurance, Disabling Medical Conditions, Long Term Disability

Many veterans have incurred service-related disabilities while serving their country. While wounds, injuries, and illnesses incurred while in uniform can be severe enough to lead to the servicemember’s discharge, in many instances, the toll of a service-connected condition may not manifest until years later and may either be the reason for a long-term disability insurance claim or a factor in such a claim. […]

The Importance of Medical Records to a Disability Benefit Claim

by | Jan 23, 2024 | Disability Insurance, Long Term Disability

When a person is unable to work due to a disabling injury or medical condition, obtaining benefits under an individual disability income insurance (IDI) policy or a group long-term disability (LTD) insurance policy is of a major concern for financial stability. The claims process is often foreign for disabled claimants. Filling out the forms and continuing to receive medical tests and treatment often seem like the only steps a person needs to take to obtain LTD benefits for a valid claim.

Understanding Clotting Disorders, Deep Vein Thrombosis, and Lymphedema: Causes, Symptoms, and Treatment

by | Sep 23, 2023 | Disability Insurance, Disabling Medical Conditions, Long Term Disability, Medical Conditions, Short Term Disability

Many different medical and psychiatric conditions can serve as the basis for a short-term or long-term disability claim. One such group of conditions is known as blood clotting disorders. Let’s delve into the intricacies of clotting disorders and disability claims. […]

How to Defeat Ambiguities in Disability Insurance Claim Forms

by | May 1, 2023 | Disability Insurance, ERISA

The start of every disability insurance claim is the completion of forms the claimants is required to submit to receive benefits. While the forms are ostensibly designed to be clear and straightforward, the questions asked on the disability insurance claim forms often confuse claimants, and ambiguities in disability insurance claim forms can lead to misunderstandings and delays in the processing of claims. […]