Disputes over life insurance often lead to unintended consequences as illustrated by Hall v. Metropolitan Life Insurance Co., 2014 U.S.App.LEXIS 8652 (8th Cir. May 8, 2014), which involved the designation of a beneficiary. In Hall, the 8th U.S. Circuit Court of Appeals ruled that someone other than the intended beneficiary was entitled to receive employer-sponsored […]
A life insurance case involving the issue of incontestability caught our attention. Patterson v. Reliance Standard Life Ins.Co., 2013 U.S.Dist.LEXIS 171873 (C.D.Cal. December 4, 2013)(Issue: Incontestability).
The continuation of life insurance coverage after employment ends is fraught with issues that frequently lead to litigation. Normally, group coverage ends on the last day of employment; however, most group life insurance policies have features that allow coverage to be converted to individual coverage, placing the onus on the employer to give notice of […]