Can taking vitamins recommended by a physician trigger a pre-existing condition exclusion in a disability insurance policy? That was the holding in Kutten v. Sun Life Assur.Co. of Canada, 2014 WL 3562784 (8th Cir. July 21, 2014) where the court found that taking Vitamin A constituted “medical treatment” sufficient to allow an insurer to avoid […]
The Seventh Circuit Court of Appeals recently ruled that vitamin supplements do not qualify as medical treatment for purposes of a disability claim.
Court decisions have grappled with the challenges of the ERISA limitations period.
The 3d U.S. Circuit Court of Appeals recently confronted the question of whether a “preexisting” condition really was preexisting and thus precluded insurance coverage. McLeod v. Hartford Life and Accident Insurance Co., 2004 U.S.App.LEXIS 12253 (3d Cir., June 22). Plaintiff Shirley McLeod, who had been receiving treatment for a variety of illnesses beginning in 1997, […]