When Matt Maloney tells the story of the woman who lost complete use of her arm, his voice still carries the same disbelief he felt nearly a decade ago as a young law clerk. The insurer’s response to her disability claim was as cold as it was absurd: she could still work. Just use her other arm. […]
Disability insurers often deny claims as “insufficient,” especially when it comes to claims based on pain, fatigue, cognitive impairment, or mental health conditions. […]
If your disability insurer has denied your appeal of their termination of benefits and you have exhausted your appeals under your disability policy, then you are entitled to file suit in federal court pursuant to the Employee Retirement Income Security Act of 1974 (“ERISA”). [..]
To receive disability insurance benefits from an insurance company, it’s not enough to have a disabling diagnosis. Rather, insurance companies reviewing disability benefit claims require evidence (such as medical records, letters from doctors, and test results) to determine the validity and severity of the disabling condition […]
It can be difficult to secure disability benefits when you are unable to work. That is especially so when your inability to work is caused by Postural Orthostatic Tachycardia Syndrome (“POTS”). […]