Ensure Future Financial Security With Life and Accidental Death Insurance Policies
Life and accidental death insurance policies can be an important part of an individual’s financial planning to provide security for their families.
Is Death Resulting From Autoerotic Asphyxiation a Self-Inflicted Injury?
Is death resulting from autoerotic asphyxiation gone wrong an accident or is coverage under an accidental death insurance policy precluded by the policy’s “self-inflicted injury” exclusion. A recent appellate court ruling overturned a lower court’s determination that the language of the exclusion is ambiguous and therefore had to be resolved in favor of the insured […]
Amputation Cause Is Case Law Worth Reading
Accidental death and dismemberment insurance frequently present fascinating issues, as illustrated by a recent ruling from the 9th U.S. Circuit Court of Appeals. In Dowdy v. Metropolitan Life Insurance Co., 2018 WL 2223722 (9th Cir. May 16, 2018).
Is Death Resulting From Autoerotic Asphyxiation “Accidental”?
Anecdotally, the most litigated accidental death insurance claims involve drunk driving. The next most prevalent type of litigated accidental death claim are cases involving autoerotic asphyxiation. The recent ruling in Tran v. Minnesota Life Ins. Co., 2018 WL 1156326 (N.D. Ill. March 5, 2018) was one such case. The plaintiff was the widow of an […]
Medical complications and accidental death insurance
DeBofsky Law recently won an important accidental death insurance case in the U.S. Court of Appeals – Prather v. Sun Life and Health Insurance Company, 2016 WL 7232144 (7th Cir. December 13, 2016) – /Cases/Prather-v-Sun-Life.pdf. The case was brought on behalf of Lee Ann Prather, the widow of Jeremy Prather, who died at age 31 […]
What does accidental death and dismemberment (AD&D) insurance cover?
Most working people buy life insurance for their family’s financial protection in the event of untimely death. And many employee benefit plans that offer life insurance also provide death and dismemberment (AD&D) insurance, which provides added protection in the event death or loss of limb occurs in an “accident,” which the seminal appellate ruling in […]