Benefits Ruling Has ERISA Review Standard Red Flags

A recently issued decision from the U.S. Court of Appeals for the Eighth Circuit in McIntyre v. Reliance Standard Life Insurance Co., which was the second ruling on the same case, illustrates how difficult it can be for Employee Retirement Income Security Act governed disability benefit claimants to qualify for benefits when a court applies a deferential standard of judicial review. […]

How Can I Tell If My Benefit Plan Is Governed by ERISA?

ERISA is an acronym for the federal Employee Retirement Income Security Act of 1974. Most people have never heard of ERISA, but its comprehensiveness impacts the vast majority of American workers and their dependents. The original intent behind ERISA’s enactment was to remedy pension plan abuses; however, just prior to Congress’ passage of the ERISA law, the scope […]