A recently filed lawsuit focuses on one of the pitfalls in long-term care insurance, a critical area of practice for DeBofsky, Sherman & Casciari. The lawsuit, filed in federal court in Connecticut, and titled, “Gardner v. CNA Financial,” , alleges that Chicago-based CNA, a major long-term care insurer, wrongfully denied coverage for services provided in an assisted living facility. CNA has also been accused of imposing massive premium increases on its insured. The Gardner lawsuit alleges that CNA changed the terms of its policies to exclude coverage for assisted living services by covering only services provided in nursing homes or facilities staffed 24/7 by an on-premises nurse.

An increasing number of lawsuits have been filed arising out of denials of benefits sought under long-term care insurance policies. Large premium increases and changes in the terms of coverage are frequent triggers for litigation. If you have had a long-term care insurance or long-term disability benefit claim denied; or are seeking a review of the terms of your policies, contact DeBofsky, Sherman & Casciari at (312) 561-4040 or Toll Free at 855-LTDLAW1 (855-583-5291) or email our firm at [email protected] .

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Mark D. DeBofsky is a name partner of DeBofsky Sherman Casciari Reynolds P.C. — on the web at debofsky.com. He handles civil and appellate litigation involving employee benefits, disability insurance and other insurance claims and coverage issues. He can be reached at...