If you have been receiving long-term disability (LTD) benefits for a while, and/or your medical condition is chronic and unlikely to improve, it is not uncommon to receive a letter from your LTD plan offering a lump sum settlement of your disability claim. Sometimes called a “policy buy-out,” these offers represent a calculated […]
If you are ill or have been injured and can no longer work, disability insurance benefits can protect you and your family from financial hardship by insuring a portion of your income when you are unable to work. The disability benefits process can be complicated, though, so you may want to consult with an attorney […]
Lawsuits involving disputes over disability, life, or health insurance rarely go to trial, and most are settled, often by mediation. Mediation is a frequently-used alternative dispute resolution mechanism in both ERISA claims as well as individual health, life, and disability insurance claims […]
Though not obligated to by law, employers typically offer severance packages as a gesture of goodwill and recognition of an employee’s service. It is also not uncommon for disabled employees to be offered a severance package when they can no longer work due to a disabling medical condition […]
Mark DeBofsky was recently privileged to have been invited by Conquer Myasthenia Gravis (formerly known as the Myasthenia Gravis Foundation of Illinois) to present a talk on how to navigate the “Disability Maze” that persons diagnosed with myasthenia gravis, a neuromuscular disorder, often have to face.[…]
What Should I Expect to Happen When I File a Disability Insurance Claim. Filing a disability insurance claim is stressful but having an understanding of the course of a claim and knowing what to expect can help relieve that stress […]