The timeline from application to a decision on a long-term disability claim is generally set by the terms of the plan itself. But disability policies that are governed by the Employee Retirement Income Security Act of 1974 (ERISA) must adhere to the Department of Labor’s ERISA claims regulations, which include timelines for issuing a decision […]
If you suffer a disabling injury or illness and are a government employee or participate in a defined benefit pension plan, such as through a union, you may be eligible for a disability retirement pension, as distinct from or in conjunction with disability insurance. Disability pensions provide monthly payments to workers who are not yet […]
In our years of experience in representing claimants seeking long-term disability benefits, we have compiled a list of mistakes that claimants can make which can result in a benefit denial. We would like to share that list with others who may be contemplating the need to file a claim for disability benefits: 1. Waiting Too […]
If you are suffering from depression and it is impacting your ability to work, you may qualify for disability benefits based on your condition. This article will discuss the principal issues to consider when filing a claim for disability benefits based on depression, and key considerations to keep in mind as you navigate the claim […]
Does the absence of a definitive diagnosis preclude an award of disability benefits? Courts have resoundingly answered that question in the negative, finding that a diagnosis is less important than findings relating to impairment.
What is full-time work? The issue is important because eligibility to receive critical benefits such as health and life insurance is dependent on the employee meeting certain active at work requirements in the applicable benefit plan. A recent ruling from a federal court in California focused on this issue and took […]