The introduction of H.R. 3758, the Workers’ Disability Benefits Parity Act of 2025 a major milestone in advancing ERISA mental health disability parity and promoting equal treatment for mental health and substance use conditions in long-term disability (LTD) insurance. The bill builds on findings from the 2023 ERISA Advisory Council report titled Long-Term Disability Benefits and […]
Obtaining disability benefits from your insurer is an uphill battle regardless of your condition. However, it is especially difficult for individuals with rare medical conditions to be awarded long-term disability benefits. Therefore, it is important to consult with an experienced disability attorney to help guide you through this complex process. […]
Has your disability insurer failed to decide on your claim? Long delays can leave you without income when you need it most. ERISA sets strict deadlines to ensure claims are handled fairly. […]
Ehlers-Danlos Syndrome (EDS) is a rare but often severely disabling condition that can prevent you from performing your job duties. If you’re struggling with EDS symptoms and considering to apply for disability insurance benefits, this guide provides the essential information you need to strengthen your claim and protect your financial future. […]
Navigating a long-term disability (LTD) claim under an ERISA-governed plan can be challenging. Whether you’re preparing to file a claim, appealing a denial, or considering litigation, access to key information can make a significant difference in the outcome of your case. […]
Deciding disability benefit claims correctly can often pose a challenge for both claimants and insurers. Since disability is dependent on functional restrictions and not just on a diagnosis, determining a claimant’s level of functionality with respect to basic activities such as sitting, standing and walking can be difficult, especially when disability results from symptoms such as pain. […]