Job versus occupation

In evaluating occupational disability claims, insurers distinguish between the insured’s job and their occupation.  If an employee cannot perform their job, they may still be denied disability insurance benefits if they remain capable of performing their occupation as it is generally performed in the national economy.  Polnicky v. Liberty Life Assur.Co. of Boston, 2014 WL […]

How long may claim appeals be tolled?

A recent ruling from a federal court in Ohio discusses the interplay between the “deemed exhausted” provision of the ERISA claim regulations – 29 C.F.R. Sec. 2560.503-1(l) – and claim administrators’ requests to “toll” the clock on when claim appeals have to be decided.  In Gay v. National Rural Electric Cooperative Association Group Benefits Program, 2014 […]

State health care database laws take on ERISA: SCOTUS to decide

SCOTUS will soon decide on whether ERISA trumps state health care database laws. For the first time in almost ten years, the Supreme Court of the United States (SCOTUS) has agreed to hear a case involving an Employee Retirement Income Security Act of 1973 (ERISA) claim. The case calls into question whether or not a […]

Churches, Pensions and ERISA

A recent federal court ruling in Michigan outlined the scope of a provision in the Employee Retirement Income Security Act that exempts “church plans” from being subject to Employee Retirement Income Security Act funding and reporting requirements. In Overall v. Ascension, 2014 WL 1908428, 2014 U.S.Dist.LEXIS 65418 (E.D.Mich. May 13, 2014), the plaintiff brought a […]