Can You Work and Be Disabled at the Same Time?
Can you work and qualify for disability insurance benefits at the same time? […]
How to Respond to New Evidence Generated After Submitting an LTD Appeal
Proton beam radiation therapy is used to treat various forms of cancer. Rather than using X-rays, proton therapy directs focused energy from protons at tumors. […]
What Can You Do If Your Doctor Will Not Complete Your Disability Claim Forms?
If you suffer from a severe illness or have an injury that interferes with your ability to work, you may need disability benefits. Whether you are applying for short-term disability (STD), long-term disability (LTD), or individual disability insurance (IDI) benefits, it is critical that your doctor(s) complete specific paperwork to support your claim. […]
Digestive Disorders and Disability Insurance: What You Need to Know
Many physical and mental conditions can prevent an individual from working on a regular basis. That is particularly true of a number of digestive disorders. If you suffer from a digestive disorder and plan to file a disability claim, it’s important that you be aware of how insurance carriers address these types of claims. […]
The Role of the Treating Doctor in a Disability Insurance Claim
Every claim for disability insurance benefits requires the completion of three forms – the claimant’s statement, the employer’s statement, and the attending physician’s statement certifying the claimant’s disability. The claimant’s statement notifies the insurance company about what the claim is about and why the claimant is asserting an inability to work. […]
How Do Insurance Companies Evaluate Short-Term and Long-Term Disability Claims?
Both short-term and long-term disability claims are evaluated using a variety of factors to determine if an individual is eligible to receive benefits. […]