Articles

Updates on the latest in benefits news and practical pointers for your benefits-related issues.

Back to Insights

DeBofsky and Reynolds to speak at EBC Midwinter Meeting

Mark DeBofsky and William Reynolds will be speaking at the American Bar Association Employee Benefits Committee Midwinter Meeting in Rancho Mirage, California on February 6, 2020. William Reynolds: TOP TEN EMPLOYEE BENEFITS TOPICS OF 2019 (Thursday, 2/6 at 8:15 a.m. to 9:15 a.m.) The mile-high view of what happened last year in the benefits world. […]

Casciari to speak on mental health parity at TIPS Midwinter Meeting

Marie E. Casciari will be speaking at the ABA TIPS Midwinter Symposium on Insurance and Employee Benefits – Life, Health and Disability, and ERISA: Emerging Issues and Litigation in Austin, TX from January 16-18, 2020 on the following panel: “Into the Wilderness: Recent Developments in Federal Parity Act Litigation.” Additional program information can be found […]

Exercise Your COBRA Rights Without Getting Snake-Bitten

On behalf of DeBofsky Sherman Casciari Reynolds P.C. on Tuesday, November 12, 2019. If you lose your health insurance as the result of job loss (resignation or termination), divorce, death of a spouse, or other qualifying event, the Consolidated Omnibus Budget Reconciliation Act of 1985 (“COBRA”) can provide a welcome bridge while you work to secure […]

Court questions insurer behavioral health treatment guidelines

This article was initially published in the Chicago Daily Law Bulletin Serving the profession since 1854 on November 27, 2019. By Mark D. DeBofsky Mark D. DeBofsky is a name partner of DeBofsky Sherman Casciari Reynolds P.C. He handles civil and appellate litigation involving employee benefits, disability insurance and other insurance claims and coverage, and […]

When and why AD&D insurance companies deny claims

On behalf of DeBofsky Sherman Casciari Reynolds P.C. on Thursday, November 21, 2019. According to the Centers for Disease Control and Prevention, accidents are the fifth leading cause of death in the United States. Will your loved ones be financially protected should you succumb to an untimely death due to an accident? Accidental death and dismemberment insurance […]

How to dispute an insurance claim denial

If a disability, health or life insurance claim is denied, gathering information, staying within deadlines and communicating with all relevant parties to gather necessary information is essential in order to overturn the decision. When a dispute over any insurance benefits arises, being told “no” is not the final word. If the coverage at issue is […]

Speeding triggers crime exclusion in life insurance policy

By Mark D. DeBofsky What is a crime? Because accidental death policies exclude coverage if death occurs in the course of a commission of a crime, the question can be challenging as a recent decision by the 10th U.S. Circuit Court of Appeals illustrates. The ruling in Caldwell v Unum Life Insurance Company of America, […]

When ERISA preempts state laws for employee benefits

By Mark D. DeBofsky The subject of pre-emption under the Employee Retirement Income Security Act is challenging, as illustrated by multiple Supreme Court rulings that have attempted to address pre-emption issues. The general rule is that any state law which relates to employee benefit plans is pre-empted if the law conflicts with the administration of […]

FAQs you should be asking about disability insurance

On behalf of DeBofsky Sherman Casciari Reynolds P.C. on Wednesday, October 2, 2019. Obtaining disability insurance is tricky. If you are purchasing coverage to supplement employer-supplied insurance or seeking insurance because you have no other coverage, there are a lot of variables to consider. It’s a sad fact, but many Americans give little thought to disability […]

Federal judge finds insurance giant UnitedHealth violated ERISA law

By Marie E. Casciari Approximately 50 percent of Americans receive health insurance thorough their employer, making most of those plans subject to The Employee Retirement Income Security Act of 1974 (“ERISA”). After passage of the Mental Health Parity and Addiction Equity Act of 2008 (“MHPAEA”), the majority of health plans that cover mental health treatment, […]

Montana ruling may bridge gap between physical, mental disability

This article was initially published in the Chicago Daily Law Bulletin on September 28, 2017. By Mark D. DeBofsky Mark D. DeBofsky is a name partner of DeBofsky Sherman Casciari Reynolds P.C. He handles civil and appellate litigation involving employee benefits, disability insurance and other insurance claims and coverage, and Social Security law. He can […]

Get the Help You Need

Whether this is your first filing or you need an appeal, we'll review your case, and work with you to get it resolved in your favor. It's your money. Let's get you justice.

Contact Us