Long Term Disability

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Insurer Sent Packing With Travel Argument

What does the term “own occupation” mean in disability insurance coverage? The answer to that question was recently provided by a federal court in New Jersey. The case of Patterson v. Aetna Life Insurance Co., 2017 WL 4786562 (D. N.J., Oct. 23, 2017), involved Christopher Patterson, who became disabled in 2007 following spine surgery and […]

Good Intentions Lead to Less Than Positive Outcome for Plaintiff

A cynical observer once commented that “no good deed goes unpunished.” Unfortunately for the plaintiff in Boyles v. American Heritage Life Insurance Co., 2016 WL 7489048 (W.D. Pa. Dec. 28, 2016), that expression dictated the outcome in this case. The plaintiff, Robert P. Boyles Jr., worked as a commercial insurance producer for an agency that had […]