Despite the admonition in the Federal Rules of Civil Procedure that there is only one form of civil action and that the rules apply to all civil actions,[1] Employee Retirement Income Security Act litigation is mostly conducted in a unique manner that dramatically departs from ordinary federal civil procedure. […]
Fibromyalgia is a common yet often misunderstood medical condition that affects approximately four million Americans. Fibromyalgia can be particularly complex within the context of disability benefits. If you are unable to work due to fibromyalgia symptoms […]
Navigating the disability benefit claim process can be overwhelming, and the challenges don’t necessarily end once your initial disability claim is approved. Understanding when and why an insurer can terminate your disability benefits can be confusing. Learning […]
If your employer-sponsored long-term disability benefits have been denied, your first instinct may be to appeal right away, potentially without a lawyer, in the hopes that your benefits will be reinstated as quickly as possible. Your disability plan administrator may even try to deceive you into thinking it’s easy, by encouraging you to submit […]
Dealing with a long-term illness or sudden disability can be a very stressful time. Deciding when to inform your employer and file for disability benefits can add additional stress. Before deciding when to apply for disability benefits, it is important to understand the first five steps to applying for LTD benefits and how to navigate this process […]
By definition, anyone who applies for short-term and long-term disability benefits is in a vulnerable situation. They are sick or injured and unable to work. And they are counting on their disability benefits to help meet their financial needs. Undeniably, it is unbearably hard to fight a debilitating illness or injury and battle with their insurance company at the same time […]