In the area of cardiac conditions and disability insurance, it is important to note that despite advances in cardiac care and treatment, more than one in three American adults suffer from cardiovascular disease; and more than half are under age 60 (See the National Library of Medicine “Cardiovascular Disability Trends”). […]
More than 15 years have passed since the Mental Health Parity and Addiction Equity Act imposed requirements on health insurers and health benefit plans to provide equal coverage for treatment of mental health conditions and substance-use disorders. […]
The Employee Retirement Income Security Act (ERISA) is a comprehensive federal law that governs employer-sponsored fringe benefits. […]
The general rule in the United States, which is known as the “American Rule,” is that each party to a legal dispute is required to pay their own legal fees. […]
Proximate causation is a key issue in tort litigation, but it is also an important issue in accidental death insurance claims, as shown by a recent ruling from a federal court in Texas. […]
Some areas of law are tricky and need special attention, and employee benefits law is one of them. It’s a field that affects many people but often doesn’t get the spotlight it deserves. In an eye-opening episode of “15 Minutes,” host Bela Musits talks with expert attorney Mark DeBofsky, ERISA expert and founder of DeBofsky Law. […]
For cancer patients, the battle against this formidable disease involves not just physical and emotional challenges, but also significant financial concerns […]
There are over 1.3 million lawyers in the U.S. today, but when you’ve been wrongfully denied a critical benefit, how can the average person figure out how to choose the right lawyer to handle your case? […]
A recent ruling issued by the U.S. District Court for the District of Utah in M.A. v. United Healthcare Insurance rejected an insurer’s blanket exclusion of coverage for wilderness therapy. […]
Most employee benefit claims involving long-term disability are insured by disability insurance companies. As a result of industry consolidation, there are now only a handful of long-term disability insurers that underwrite group long-term disability insurance. […]
All civil actions brought in the federal courts are governed by the Federal Rules of Civil Procedure1 For decades, though, courts have fashioned unique civil procedures for ERISA cases that have limited the availability of trials, the right of litigants to take discovery, and courts have even created a means of disposing of litigation that deviates from the requirement that courts are to issue final judgments of conclusive character. […]
As a medical professional, your skills and expertise are invaluable, making it essential to protect your ability to earn an income. Individual Disability Insurance (IDI) is a safety net that can safeguard you financially in the event of a disability that prevents you from practicing medicine. […]