As a medical professional, your skills and expertise are invaluable, making it essential to protect your ability to earn an income. Individual Disability Insurance (IDI) is a safety net that can safeguard you financially in the event of a disability that prevents you from practicing medicine. […]
Many different medical and psychiatric conditions can serve as the basis for a short-term or long-term disability claim. One such group of conditions is known as blood clotting disorders. Let’s delve into the intricacies of clotting disorders and disability claims. […]
A federal court in California recently took a disability insurer to task for abusing its discretion in denying a disability benefit claim. […]
On Aug. 22, the U.S. Court of Appeals for the Ninth Circuit issued its third opinion in Wit v. United Behavioral Health, vacating its January opinion, which itself replaced an earlier memorandum disposition.[1] […]
Many employers offer robust benefits packages in addition to monetary compensation. Those benefits can be critical to ensuring your family’s health and financial security. If your benefits claim has been denied, it is essential to understand the applicable laws and damages available in litigation. […]
Individuals seeking disability, life, accidental death, or even health benefits under employer-sponsored group benefit plans governed by the Employee Retirement Income Security Act (ERISA) may have their claims thwarted due to what is known as either the “arbitrary and capricious” or “abuse of discretion” standard of judicial review. […]
Disability insurance is meant to provide financial protection to individuals who are unable to work due to a qualifying disability. To ensure fair assessments, insurers typically require claimants to provide “objective” medical evidence supporting their disability claims. […]
A recently issued decision from the U.S. Court of Appeals for the Eighth Circuit in McIntyre v. Reliance Standard Life Insurance Co., which was the second ruling on the same case, illustrates how difficult it can be for Employee Retirement Income Security Act governed disability benefit claimants to qualify for benefits when a court applies a deferential standard of judicial review. […]
“Can I still receive disability benefits if my employment is terminated after I’ve exhausted my Family and Medical Leave?” This is a common question we often receive from individuals navigating the complexities of employment, medical leave, and disability insurance. […]
Denials of health insurance coverage for treatment of behavioral health conditions have been drawing increasing judicial attention. […]
A lengthy history of discrimination by health insurers against claims involving behavioral health conditions and substance use disorders led Congress to pass the Mental Health Parity and Addiction Equity Act3 (MHPAEA) in 2008. 4[…]